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Friday, October 12, 2012

Ways to Save

Frugalista Friday Link-Up

Frugalista Friday isn't always about the outfit;
there are lots of ways I save $$ on a regular basis because let's face it people,
  1. I don't make much.
  2. What I save goes toward my shopping budget.
  3. Everyone loves a good bargain.
So, I use all forms of ways to save money on everything (not just my wardrobe) from groceries to magazine subscriptions to makeup.

A few ways I've saved money in the last month:
  •  Target Debit Card: What?! You don't have one?!  I understand you don't want the credit card, the fees, the blah blah blah, but ladies, this is a debit card!  You just connect your Target card to your current checking account and voila!  You have a Target debit card and each time you swipe it the money comes straight out of your checking account (just like swiping your regular debit card), but you also save 5% on all purchases.
  • Costco Membership: Okay, I'm going to break this down for you by sharing the items we buy most often in bulk from this store (Our membership fee is $55 a year.)
    Dog Food: We buy 1 bag every 5-6 weeks (for 2 med-large dogs) for $24.99
    Frontline: We buy 2 pkg (dogs w/ different weights) every 3 mos. for $39.99 each (compare to $30-$40 a month at vet)
    **If you have pets, you need a Costco membership**
    Dishwasher Detergent: We purchase this maybe twice a year (probably more like once) and it is less than $20.
    Wine: This is so much cheaper than anywhere else.  I don't go through a bottle a night (it's not that good for your heart), but more like a bottle or two a month.  I save a couple dollars each month by getting it here rather than the grocery store.
    Meat: I can't even begin to explain how much cheaper ANY kind of meat is here.
    K Cups: If you have a Keurig, you will save over $55 a year simply buying your KCups at Costco as opposed to paying almost $10 for 12-18 cups at your local grocer!  I get 80 cups for $34.99 at Costco.  Doesn't even compare, folks.
    Last but not least, Gas: Seriously gas at Costco is at least 10 cents cheaper per gallon.
  • AmEx from Costco: Guys, this credit card is one of the best things that's ever happened to my hubs and me.  Seriously!  Every time you swipe it you get a percentage of money back and at the end of each year we get upwards of $200 in return to us.  Seriously, the more you swipe, the more you get paid to have the card.  We always make sure we can pay it off and we use it for gas, groceries, etc.  We never make crazy purchases on it that we can't afford allowing the interest to take over, but we do use it when traveling and for larger expenses because we gain more money from those purchases.  Every year my hubby takes me to Charlotte for a fancy night for my birthday and practically everything we do is free because of this return.  Our hotel room is covered as well as our fancy meal (we can also use the points for hotels/airfare/etc.)
  • Carpooling: I understand this won't/can't work for everyone and I had chunked myself in that category as well.  Until one of my coworkers asked if I would be willing to try it.  Guys, I can't even being to tell you how much money I'm saving by not having to drive my car every day to work.  We take turns driving alternating each week and it's amazing how less often I am filling my car up with gas.  Not just that, it prevents me from randomly stopping at Walmart after my work day because someone else is in the car with me which saves me tons of $$!!
  • Thrifting: I know, I know, I said being frugal isn't just about the wardrobe, but let's get real, thrifting is one of the biggest ways I get to shop as much as I do because it doesn't break the bank.  Not just that, last week I volunteered at my local thrift store (for 1.5 hours) and while volunteering everything you shop is 1/2 price!  Guys, I walked out with an oversized sweater, a Mossimo blouse, and a navy blouse for $4.  (For sure you will see them in later Frugalista Friday posts) Boom!  So, go volunteer and get some half priced duds!
  • Coupons: So many of my friends tease me about this and my husband teased me until the first time I took him grocery shopping with me and he saw that bill go from >>$100 to <<$75.  He was impressed and hasn't said a word to me since.  I have coworkers that don't coupon, but subscribe to the paper so each Monday I get about 4 coupon fliers in my mailbox.  I'm forever grateful to those folks that are so willing to share.  I spend maybe 20 minutes a week cutting them and creating my grocery list around my coupons/ads in the paper.  For the money I save, 20 minutes isn't that much of a time investment.
  • Kohl's Rewards: I recently tried some of the mineral makeup from Kohl's.  It is hard to find products that are made in America and "American Beauty" happens to be one of them.  I also tried some eyeshadow and if you get coupons in the mail you can save anywhere from 15% to 30% on your purchases from Kohl's!  So, I scored both items for much less than I normally pay at Ulta or Sephora.
One of the best ways to save money is to get stuff for FREE
so click here and sign up for my giveaway!

4 comments:

  1. we have a costco membership and I love it! Trashbags there can last us a year + and they are 12.00 . wahhh love it!

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    Replies
    1. Ditto girl! It's amazing the money you save!

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  2. LOVEEEEE this post and these tips!!! i have been wanting to get a costco membership but wasn't sure whether it was worth it or not. i was debating but i think you may have convinced me! :) also, i may need to convince my husband i need the target debit card :)

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